Turn your gold into quick cash
Instant gold loans at your nearest AROKK branch. Your jewellery is valued in front of you, you get cash on the same visit, and your gold stays sealed in a secure vault.
- Quick approval
- High value per gram
- Low interest
- Sealed, secure vault
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Gold loans with minimal paperwork: just your ID, address proof and jewellery.
Why an AROKK gold loan
Everything you want from a gold loan
Quick disbursal
Valuation, paperwork and cash, all on the same visit.
Interest only for the days you use
Close early and you pay interest only for the days you kept the loan.
High value per gram
A fair value for your jewellery, based on the day's rate and its purity.
Low interest rate
Affordable rates, explained clearly before you sign.
Easy repayment
Pay interest monthly, part-pay when you can, or close any time.
No hidden charges
Every charge is printed on your loan receipt.
Gold loan calculator
How much can your gold get you?
Start from the gold you have, or from the amount you need.
Sample rates ₹7,000/g for 22K and 1% interest per month. Results are approximate; the final amount depends on valuation at the branch.
Your gold is your strength in an emergency
Get instant cash against your jewellery. Your ornaments stay sealed in our secure vault until you take them home again.
Enquire nowGold loan schemes
Sample – replace with AROKK's schemes, rates and limits
Quick gold loan
For short-term needs, with high value per gram.
- Tenure: 3–6 months
- Interest charged by the day
- Close it any time
Regular gold loan
For family and business needs, with a longer tenure.
- Tenure: up to 12 months
- Pay interest monthly
- Part-payment allowed
Farmer gold loan
For kuruvai and samba season expenses.
- Tenure matched to harvest
- Special interest rate
- Repay in one go after harvest
How it works
Cash in four simple steps
Visit a branch
Bring your gold jewellery to your nearest AROKK branch.
Quick KYC
Show your ID and address proof. No long forms.
Valuation in front of you
We weigh and test your gold while you watch.
Get your cash
Collect your loan amount and your receipt, the same day.
What to bring
Simple documents, all kinds of jewellery
Documents you need
- Aadhaar or Voter IDAny one government photo ID
- Address proofIf your ID does not show your current address
- Passport-size photoOne recent photograph
- Your gold jewellery18 to 22 carat
Jewellery we accept
*Gold coins are accepted within RBI limits.
How your jewellery is protected
Valued in front of you
Weight and purity are tested while you watch.
Sealed packet
Your jewels are sealed and tagged in your name.
Secure vault
Kept in a secure vault until you redeem them.
Insured storage
confirm with client
Have a gold loan with another lender?
Talk to us about moving it to AROKK. We will explain the steps and costs before you decide.
confirm with clientCharges, fully disclosed
No hidden charges. Ever.
Before you sign, our branch staff explain every charge on your gold loan — and the same figures are printed on your loan receipt. What we tell you is what you pay.
- Every charge explained before you sign
- All charges printed on your loan receipt
- Full charge sheet available at every branch
Annual Percentage Rate (APR) disclosure: A worked APR example including all charges will be shown here, as required for lenders and Google Ads financial-services policy. APR example pending
FAQs
Gold loan questions, answered
One ID proof (Aadhaar or Voter ID), an address proof and a passport-size photo, along with the jewellery you want to pledge.
Yes. Your jewellery is weighed and tested in front of you, sealed in a packet tagged with your name, and kept in a secure vault until you redeem it.
Most loans are completed on the same visit, usually within minutes of valuation once your KYC is in order.
It depends on the weight, purity and the day's rate per gram. Use the calculator above for an estimate.
We accept gold jewellery from 18 to 22 carat. Gold coins are accepted within RBI limits.
Yes. Pay the interest for the days used and redeem your jewellery at any time.
You will get notices first, and you can renew by paying the interest. Auction is only the last resort.
Confirm payout modes with the client
Get in touch
Take the first step towards your dream today
Share your details and our team will reach you on WhatsApp.
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